Disclaimer

1. General Informational Use Only

All utility calculators, statistical analyzers, formatting engines, and password generators provided on Utilby are intended exclusively for general productivity, educational, and computational assistance. They do not constitute official financial, legal, cryptographic audit, or investment advice.

2. Calculation Accuracy

Although our algorithms and mathematical formulas are rigorously tested through automated test suites, rounding variations or unexpected floating-point edge cases may occur in rare circumstances. Users are advised to double-check critical financial percentages, tax computations, or business accounting numbers independently.

3. Password Security & Storage

While our password generator uses cryptographically secure pseudo-random number generators (CSPRNG), the ultimate safety of your online accounts depends on how you store and handle generated credentials (e.g., using a reputable password manager, enabling multi-factor authentication, and avoiding public computer exposure). Utilby does not save passwords and is not responsible for lost or compromised credentials.

4. External Links & Advertisements

Our website may contain links to external sites or third-party advertisements (such as Google AdSense). We do not control, endorse, or assume responsibility for the content, privacy practices, or goods and services offered on external third-party websites.